Comprehensive Cover
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Comprehensive Cover is our top of the range travel policy that allows you to customise your cover to suit your travel plans.
It provides an extensive range of covers for your peace of mind and includes the following features:
- Medical and repatriation expenses
- Emergency Medical Assistance 24/7 provided by Allianz Global Assistance
- Replacement cover on baggage items less than two years old
- Free cover for dependent children under 21 years
- Recreational sports cover free of charge:
- Leisure skiing and snowboarding
- Scuba diving (with PADI or NAUI qualification)
- Hot air ballooning
- Parasailing and paragliding
- Bungee jumping
- White-water rafting in rivers Grade 4 or less
Optional covers include:
- Private hospital care
- Excess buyout
- Increased cover for specified high value items
- Civil unrest in the Pacific Islands
- Terrorism
- Automatic free cover for some pre-existing medical conditions
Please see the Schedule of Benefits below for a full summary of the covers and the maximum benefits available. Our friendly insurance advisers can help you build the policy around your intended travel plans.
Pre-existing medical conditions
Some pre-existing medical conditions are automatically covered under the Comprehensive Cover option. For other medical conditions, call the Medical Hotline on 0800 100 124 to see if you can get cover for an additional premium.
Cover for travellers over 70 years of age
Acceptance is subject to a review and will include your medical condition(s), age, your intended destination, travel start date, and the duration of your journey.
| Maximum | |
|---|---|
| Cancellation/Travel Disruption Benefits | |
| Loss of deposit/cancellation | Unlimited |
| Curtailment | Unlimited |
| Missed connection/travel delays | $15,000 |
| Frequent flyer points | $5,000 |
| Strikes/hijacks | $10,000 |
| Resumption of travel | $10,000 |
| Evacuation - civil unrest in the Pacific Islands | $1,500 |
| Additional expenses/terrorism | $3,000 |
| Medical Benefits | |
| Medical | Unlimited |
| Medical/terrorism | $250,000 |
| Follow-on treatment | $2,000 |
| Dental as a result of injury | $3,000 |
| Emergency dental - pain relief | $1,000 |
| Incidental hospital expenses | $4,000 |
| Accompanying person | Reasonable costs |
| Search and rescue | $20,000 |
| Life Benefits | |
| Funeral expenses | $25,000 |
| Accidental death | $50,000 |
| Accidental death terrorism | $25,000 |
| Baggage, Personal Effects and Money Benefits | |
| Personal baggage - total limit | $30,000 |
| Baggage - item limit | $1,500 |
| Electronic equipment, video and camera equipment | $2,500 |
| Emergency baggage | $1,500 |
| Replacement of travel documents | $3,000 |
| Money | $500 |
| Additional expenses as a result of terrorism | $3,000 |
| Personal Liability Benefits | |
| Rental vehicle excess | $6,000 |
| Personal liability | $2,500,000 |
| Wrongful arrest | $10,000 |
Leisure Travel insurance is arranged by Southsure Assurance Limited, issued and managed by Allianz Global Assistance New Zealand Limited, and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (incorporated in Australia) trading as Allianz New Zealand (Allianz).
This webpage is only a summary of the features and benefits of travel insurance and is intended to be of a general nature. It does not constitute personalised financial advice under the Financial Advisers Act 2008. To the extent that any content constitutes financial advice, it is class advice only and does not take into account any individual's particular financial situation or goals. We recommend you seek personalised financial advice.
All insurance cover is subject to the policy terms and conditions, including the limits and exclusions that apply, which are set out in the policy document.
Neither SBS Bank nor any member of the SBS Bank Group guarantees the obligations of (or any products issued by) Southsure, Allianz Global Assistance New Zealand, or Allianz New Zealand.
For Allianz's financial strength rating, please click here.