Additional Cover Options

Flexible options especially for business travellers

We understand that some business trips are short with multiple destinations and might require you to travel with samples or business equipment, while other travellers make several trips per year, or have extended stays.

Select the cover options you need for the destination, purpose and people travelling.


Standard business travel covers include:

  • Unlimited medical
  • Emergency Medical Assistance 24/7
  • Frequent Flyer points or airfare equivalent
  • Replacement on baggage items less than two years old
  • Free cover for dependent children under 21 years
  • Rental vehicle excess
  • Recreational sports cover free of charge
  • Loss of income
  • Trade samples and and tools
  • Electronic equipment
  • Terrorism
  • Leisure travel covered up to 30 days
  • Automatic free cover for some pre-existing medical conditions


Optional covers include:

  • Excess buyout
  • Increased cover for specified high value items
  • Political evacuation
  • Kidnap and ransom


Premium optional covers include:

  • Duration only
  • Annual multi-user
  • Annual frequent flyer


Pre-existing medical conditions

Some pre-existing medical conditions are automatically covered for business travellers.  For other medical conditions, call the Medical Hotline on 0800 100 124 to see if you can get cover for an additional premium.


Cover for travellers over 70 years of age

Acceptance is subject to a review and will include your medical condition(s), age, your intended destination, travel start date, and the duration of your journey.


Leisure Travel insurance is arranged by Southsure Assurance Limited, issued and managed by Allianz Global Assistance New Zealand Limited and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (incorporated in Australia) trading as Allianz New Zealand (Allianz).

This webpage is only a summary of the features and benefits of travel insurance and is intended to be of a general nature.  It does not constitute personalised financial advice under the Financial Advisers Act 2008.  To the extent that any content constitutes financial advice, it is class advice only and does not take into account any individual's particular financial situation or goals.  We recommend you seek personalised financial advice.  

All insurance cover is subject to the policy terms and conditions, including the limits and exclusions that apply, which are set out in the policy document. 

Neither SBS Bank nor any member of the SBS Bank Group guarantees the obligations of (or any products issued by) Southsure, Allianz Global Assistance New Zealand or Allianz New Zealand.  

For Allianz's financial strength rating, please click here

Buying tip

Plan your travel insurance as carefully as your itineary and be sure to compare policies thoroughly.

You need to know what you'll be covered for and the cover limits. 

Ask for examples of real-life claims and how the travel insurance company was able to help.