Funeral Cover

  • New Zealanders aged 55-85 years 
  • Policies renew automatically every year
  • Provides a lump sum payment to cover your funeral expenses
  • Minimum cover amount $5,000
  • Maximum cover amount $25,000
  • Immediate cover for accidental death
  • Full cover after 2 years
  • Full premium refund if you die of natural causes within the first 2 years
  • No medical questions - guaranteed acceptance
  • Worldwide cover
  • Level premiums make budgeting easier
  • Pay fortnightly or monthly - no additional fees or interest charges
  • Claims paid within 48 hours

You can choose any cover amount between $5,000 and $25,000.  As a guide, the average cost of a funeral in New Zealand is approximately $10,000.

We're here to help if you'd like to talk it through.

  • Guaranteed acceptance for New Zealanders aged 55-85 years
  • There are no medical questions to answer

We pride ourselves on simple, straightforward products, affordable premiums and personal advice.  Here are some other reasons why you should go with us for Funeral Cover:

  • You won't pay agent or broker commissions  because you're buying directly from the underwriter
  • We don't add fees or interest charges if you choose to pay fortnightly or monthly
  • You can increase, decrease or even cancel your cover at any time
  • There's a 30-day 'Free Look' period

And we'll be there when you need us.‚Äč

Funeral Cover is arranged and underwritten by Southsure Assurance Limited.

This webpage is only a summary of the features and benefits of our Funeral Cover and is intended to be of a general nature.  It does not constitute personalised financial advice under the Financial Advisers Act 2008.  To the extent that any content constitutes financial advice, it is class advice only and does not take into account any individual's particular financial situation or goals.  We recommend you seek personalised financial advice.  

Funeral Cover is subject to the policy terms and conditions are set out in the policy document. 

Neither SBS Bank nor any member of the SBS Bank Group guarantees the obligations of (or any products issued by) Southsure.  

Premium discounts

Save 12% on your premiums when you apply with a family member or friend.

Discount offer applies to new Funeral Cover applications when two or more people apply at the same time. Individual policy premiums will be discounted by 12% per annum for the life of the policy. Eligibility criteria applies.

'Free Look'

There's a 30-day Free Look period so if you're not happy with your policy for any reason, you can cancel and we'll refund any premium you've paid.